You can become a member of BBE either as an organisation or as an individual

Making Music Insurance Services

We have partnered with Making Music to give our members access to bespoke, competitive insurance for your band. Tailor-made for amateur music groups, it provides comprehensive cover including public and employers liability, trustee indemnity, event cancellation, property and money cover.

A membership subscription with Brass Bands England (which now includes membership to Making Music as well), and a Making Music insurance premium may cost less than a comparable insurance policy elsewhere. So by activating your membership with Making Music and taking out their insurance, you may find you can save money on your premium. That's in addition to the other fantastic services Making Music provides!

Our members also get access to a special policy developed for brass bands on top of the other superb insurance packages provided by Making Music through their provider Making Music Insurance Services, underwritten by Royal & Sun Alliance (RSA).

Protection where you need it

Making Music’s insurance packages are tailor-made to cover your rehearsals, events and protect your trustees, members and the general public against adverse incidents that arise from your activities and for which your organisation is found liable.

Their policies also offer comprehensive cover for instruments ‒ an overview of key benefits is below.

Premiums start at just £43 for their Bronze package. Their Silver, Gold and Brass packages also include levels of insurance for musical property and event cancellation or abandonment cover.

These standard covers can also be extended, if you need higher levels, and additional insurance, such as buildings cover.

You can find more information about their insurance, activating your BBE affiliate membership and all the additional benefits Making Music has to offer on their website.

About Making Music’s Musical Property Cover

Silver, Gold and Brass policies include cover for musical property owned by your band – and temporarily hired, loaned or borrowed. It has been designed to suit the needs of music groups and offers comprehensive cover.

Musical property is covered when lost, stolen or damaged anywhere in the UK or Europe, subject to exclusions and/ or limitations.

How claims are Paid

The policies cover repairs and replacements:

  • If the model of the instrument being replaced is no longer made, then we will replace with an equivalent model or specification (up to your policy limits).
  • If the musical property is sheet music, the policy covers reasonably incurred cost for reproduction, repair or replacement.
  • There is an excess of £100 which means you have to pay the first £100 of each claim.

Policy Limits

  • Silver: total property value £20,000 – single item limit £5,000.
  • Gold: total property value £50,000 – single item limit £5,000.
  • Brass: total property value £125,000 – single item limit £5,000.

You can increase the total property limits above the Brass limit, and single item limits on any package.


The National Federation of Music Societies, trading as Making Music, is an Appointed Representative of Jelf Insurance Brokers Ltd. Making Music Insurance Services is a trading name of Jelf Insurance Brokers Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Not all products and services offered are regulated by the FCA. Registered in England and Wales number 0837227. Registered Office: Hillside Court, Bowling Hill, Chipping Sodbury, BS37 6JX.